Call report 2003Q1
MERCHANTS BANK — 2003Q1
The 22 measures MERCHANTS BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 42,800,000 | USD | evidence → |
| Total loans | 9,469,000 | USD | evidence → |
| Allowance for loan losses | 385,000 | USD | evidence → |
| Securities available for sale | 19,963,000 | USD | evidence → |
| Securities held to maturity | 8,119,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 36,776,000 | USD | evidence → |
| Interest-bearing deposits | 30,516,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,260,000 | USD | evidence → |
| Equity capital | 5,313,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 512,000 | USD | evidence → |
| Interest expense | 120,000 | USD | evidence → |
| Net interest income | 392,000 | USD | evidence → |
| Noninterest income | 25,000 | USD | evidence → |
| Noninterest expense | 270,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 147,000 | USD | evidence → |
| Income tax | 29,000 | USD | evidence → |
| Net income | 118,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,677,000 | USD | evidence → |
| Total capital | 4,937,000 | USD | evidence → |
| Risk-weighted assets | 20,661,000 | USD | evidence → |