Call report 2002Q4
MERCHANTS BANK — 2002Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 42,650,000 | USD | evidence → |
| Total loans | 10,272,000 | USD | evidence → |
| Allowance for loan losses | 382,000 | USD | evidence → |
| Securities available for sale | 19,914,000 | USD | evidence → |
| Securities held to maturity | 8,829,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 36,716,000 | USD | evidence → |
| Interest-bearing deposits | 30,695,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,021,000 | USD | evidence → |
| Equity capital | 5,243,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,294,000 | USD | evidence → |
| Interest expense | 581,000 | USD | evidence → |
| Net interest income | 1,713,000 | USD | evidence → |
| Noninterest income | 104,000 | USD | evidence → |
| Noninterest expense | 1,161,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 595,000 | USD | evidence → |
| Income tax | 134,000 | USD | evidence → |
| Net income | 461,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,659,000 | USD | evidence → |
| Total capital | 4,931,000 | USD | evidence → |
| Risk-weighted assets | 21,680,000 | USD | evidence → |