Call report 2025Q2
MERCHANTS STATE BANK — 2025Q2
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 214,706,000 | USD | evidence → |
| Total loans | 140,868,000 | USD | evidence → |
| Allowance for loan losses | 1,010,000 | USD | evidence → |
| Securities available for sale | 47,247,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 173,702,000 | USD | evidence → |
| Interest-bearing deposits | 136,963,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,739,000 | USD | evidence → |
| Equity capital | 30,418,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,034,000 | USD | evidence → |
| Interest expense | 1,763,000 | USD | evidence → |
| Net interest income | 4,271,000 | USD | evidence → |
| Noninterest income | 202,000 | USD | evidence → |
| Noninterest expense | 2,301,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,121,000 | USD | evidence → |
| Income tax | 108,000 | USD | evidence → |
| Net income | 2,013,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,239,000 | USD | evidence → |