Call report 2025Q3
MERCHANTS STATE BANK — 2025Q3
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 212,534,000 | USD | evidence → |
| Total loans | 139,649,000 | USD | evidence → |
| Allowance for loan losses | 1,009,000 | USD | evidence → |
| Securities available for sale | 52,448,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 169,826,000 | USD | evidence → |
| Interest-bearing deposits | 133,191,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,635,000 | USD | evidence → |
| Equity capital | 32,145,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,119,000 | USD | evidence → |
| Interest expense | 2,635,000 | USD | evidence → |
| Net interest income | 6,484,000 | USD | evidence → |
| Noninterest income | 296,000 | USD | evidence → |
| Noninterest expense | 3,494,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,227,000 | USD | evidence → |
| Income tax | 163,000 | USD | evidence → |
| Net income | 3,064,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,899,000 | USD | evidence → |