Call report 2025Q1
MERCHANTS STATE BANK — 2025Q1
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 216,871,000 | USD | evidence → |
| Total loans | 139,458,000 | USD | evidence → |
| Allowance for loan losses | 1,010,000 | USD | evidence → |
| Securities available for sale | 52,527,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 173,136,000 | USD | evidence → |
| Interest-bearing deposits | 135,429,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,707,000 | USD | evidence → |
| Equity capital | 29,279,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,985,000 | USD | evidence → |
| Interest expense | 875,000 | USD | evidence → |
| Net interest income | 2,110,000 | USD | evidence → |
| Noninterest income | 92,000 | USD | evidence → |
| Noninterest expense | 1,166,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,031,000 | USD | evidence → |
| Income tax | 57,000 | USD | evidence → |
| Net income | 974,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,569,000 | USD | evidence → |
Machine access — free, no API key
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