Call report 2024Q4
MERCHANTS STATE BANK — 2024Q4
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 209,407,000 | USD | evidence → |
| Total loans | 142,851,000 | USD | evidence → |
| Allowance for loan losses | 1,010,000 | USD | evidence → |
| Securities available for sale | 54,341,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 171,680,000 | USD | evidence → |
| Interest-bearing deposits | 133,664,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,016,000 | USD | evidence → |
| Equity capital | 28,402,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,096,000 | USD | evidence → |
| Interest expense | 4,025,000 | USD | evidence → |
| Net interest income | 8,071,000 | USD | evidence → |
| Noninterest income | 382,000 | USD | evidence → |
| Noninterest expense | 4,878,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 3,513,000 | USD | evidence → |
| Income tax | 172,000 | USD | evidence → |
| Net income | 3,341,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,596,000 | USD | evidence → |