Call report 2019Q1
MERCHANTS STATE BANK — 2019Q1
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2019Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 172,430,000 | USD | evidence → |
| Total loans | 132,756,000 | USD | evidence → |
| Allowance for loan losses | 1,615,000 | USD | evidence → |
| Securities available for sale | 25,224,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 140,087,000 | USD | evidence → |
| Interest-bearing deposits | 114,680,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,407,000 | USD | evidence → |
| Equity capital | 21,762,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,183,000 | USD | evidence → |
| Interest expense | 409,000 | USD | evidence → |
| Net interest income | 1,774,000 | USD | evidence → |
| Noninterest income | 120,000 | USD | evidence → |
| Noninterest expense | 919,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 898,000 | USD | evidence → |
| Income tax | 50,000 | USD | evidence → |
| Net income | 848,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,672,000 | USD | evidence → |
| Total capital | 23,287,000 | USD | evidence → |
| Risk-weighted assets | 145,313,000 | USD | evidence → |