Call report 2018Q4
MERCHANTS STATE BANK — 2018Q4
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 176,495,000 | USD | evidence → |
| Total loans | 134,796,000 | USD | evidence → |
| Allowance for loan losses | 1,532,000 | USD | evidence → |
| Securities available for sale | 25,855,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 144,960,000 | USD | evidence → |
| Interest-bearing deposits | 115,276,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,684,000 | USD | evidence → |
| Equity capital | 21,011,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,035,000 | USD | evidence → |
| Interest expense | 1,210,000 | USD | evidence → |
| Net interest income | 6,825,000 | USD | evidence → |
| Noninterest income | 500,000 | USD | evidence → |
| Noninterest expense | 3,978,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 3,095,000 | USD | evidence → |
| Income tax | 154,000 | USD | evidence → |
| Net income | 2,941,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,093,000 | USD | evidence → |
| Total capital | 22,625,000 | USD | evidence → |
| Risk-weighted assets | 147,809,000 | USD | evidence → |