Call report 2019Q2
MERCHANTS STATE BANK — 2019Q2
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2019Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 169,563,000 | USD | evidence → |
| Total loans | 133,745,000 | USD | evidence → |
| Allowance for loan losses | 1,695,000 | USD | evidence → |
| Securities available for sale | 25,319,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 135,909,000 | USD | evidence → |
| Interest-bearing deposits | 112,517,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,392,000 | USD | evidence → |
| Equity capital | 22,571,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,434,000 | USD | evidence → |
| Interest expense | 851,000 | USD | evidence → |
| Net interest income | 3,583,000 | USD | evidence → |
| Noninterest income | 255,000 | USD | evidence → |
| Noninterest expense | 1,857,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,827,000 | USD | evidence → |
| Income tax | 94,000 | USD | evidence → |
| Net income | 1,733,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,291,000 | USD | evidence → |
| Total capital | 23,986,000 | USD | evidence → |
| Risk-weighted assets | 146,193,000 | USD | evidence → |