Call report 2015Q3
MERCHANTS STATE BANK — 2015Q3
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 149,812,000 | USD | evidence → |
| Total loans | 105,400,000 | USD | evidence → |
| Allowance for loan losses | 1,202,000 | USD | evidence → |
| Securities available for sale | 36,608,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 122,062,000 | USD | evidence → |
| Interest-bearing deposits | 101,171,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,891,000 | USD | evidence → |
| Equity capital | 15,965,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,819,000 | USD | evidence → |
| Interest expense | 453,000 | USD | evidence → |
| Net interest income | 4,366,000 | USD | evidence → |
| Noninterest income | 1,088,000 | USD | evidence → |
| Noninterest expense | 2,646,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 2,670,000 | USD | evidence → |
| Income tax | 92,000 | USD | evidence → |
| Net income | 2,578,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,295,000 | USD | evidence → |
| Total capital | 16,497,000 | USD | evidence → |
| Risk-weighted assets | 119,493,000 | USD | evidence → |