Call report 2015Q2
MERCHANTS STATE BANK — 2015Q2
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 151,752,000 | USD | evidence → |
| Total loans | 103,711,000 | USD | evidence → |
| Allowance for loan losses | 1,163,000 | USD | evidence → |
| Securities available for sale | 37,191,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 124,465,000 | USD | evidence → |
| Interest-bearing deposits | 103,390,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,075,000 | USD | evidence → |
| Equity capital | 14,820,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,228,000 | USD | evidence → |
| Interest expense | 305,000 | USD | evidence → |
| Net interest income | 2,923,000 | USD | evidence → |
| Noninterest income | 257,000 | USD | evidence → |
| Noninterest expense | 1,726,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 1,379,000 | USD | evidence → |
| Income tax | 65,000 | USD | evidence → |
| Net income | 1,314,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,376,000 | USD | evidence → |
| Total capital | 15,539,000 | USD | evidence → |
| Risk-weighted assets | 118,796,000 | USD | evidence → |