Call report 2015Q4
MERCHANTS STATE BANK — 2015Q4
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 156,907,000 | USD | evidence → |
| Total loans | 111,694,000 | USD | evidence → |
| Allowance for loan losses | 1,124,000 | USD | evidence → |
| Securities available for sale | 34,014,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 127,603,000 | USD | evidence → |
| Interest-bearing deposits | 102,603,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,000,000 | USD | evidence → |
| Equity capital | 16,266,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,426,000 | USD | evidence → |
| Interest expense | 615,000 | USD | evidence → |
| Net interest income | 5,811,000 | USD | evidence → |
| Noninterest income | 1,213,000 | USD | evidence → |
| Noninterest expense | 3,807,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 3,050,000 | USD | evidence → |
| Income tax | 76,000 | USD | evidence → |
| Net income | 2,974,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,691,000 | USD | evidence → |
| Total capital | 16,815,000 | USD | evidence → |
| Risk-weighted assets | 126,762,000 | USD | evidence → |