Call report 2015Q1
MERCHANTS STATE BANK — 2015Q1
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 153,108,000 | USD | evidence → |
| Total loans | 102,109,000 | USD | evidence → |
| Allowance for loan losses | 1,114,000 | USD | evidence → |
| Securities available for sale | 41,124,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 127,868,000 | USD | evidence → |
| Interest-bearing deposits | 106,005,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,863,000 | USD | evidence → |
| Equity capital | 14,978,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,575,000 | USD | evidence → |
| Interest expense | 150,000 | USD | evidence → |
| Net interest income | 1,425,000 | USD | evidence → |
| Noninterest income | 122,000 | USD | evidence → |
| Noninterest expense | 890,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 603,000 | USD | evidence → |
| Income tax | 32,000 | USD | evidence → |
| Net income | 571,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,108,000 | USD | evidence → |
| Total capital | 15,222,000 | USD | evidence → |
| Risk-weighted assets | 118,512,000 | USD | evidence → |