Call report 2012Q3
MERCHANTS STATE BANK — 2012Q3
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 136,238,000 | USD | evidence → |
| Total loans | 73,366,000 | USD | evidence → |
| Allowance for loan losses | 959,000 | USD | evidence → |
| Securities available for sale | 50,366,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,459,000 | USD | evidence → |
| Interest-bearing deposits | 99,359,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,100,000 | USD | evidence → |
| Equity capital | 13,300,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,793,000 | USD | evidence → |
| Interest expense | 821,000 | USD | evidence → |
| Net interest income | 3,972,000 | USD | evidence → |
| Noninterest income | 164,000 | USD | evidence → |
| Noninterest expense | 2,735,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 1,285,000 | USD | evidence → |
| Income tax | 56,000 | USD | evidence → |
| Net income | 1,229,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,341,000 | USD | evidence → |
| Total capital | 12,300,000 | USD | evidence → |
| Risk-weighted assets | 88,985,000 | USD | evidence → |