Call report 2012Q4
MERCHANTS STATE BANK — 2012Q4
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 151,765,000 | USD | evidence → |
| Total loans | 75,531,000 | USD | evidence → |
| Allowance for loan losses | 962,000 | USD | evidence → |
| Securities available for sale | 66,871,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 132,795,000 | USD | evidence → |
| Interest-bearing deposits | 103,504,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,291,000 | USD | evidence → |
| Equity capital | 13,311,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,322,000 | USD | evidence → |
| Interest expense | 1,036,000 | USD | evidence → |
| Net interest income | 5,286,000 | USD | evidence → |
| Noninterest income | 340,000 | USD | evidence → |
| Noninterest expense | 3,817,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 1,646,000 | USD | evidence → |
| Income tax | 82,000 | USD | evidence → |
| Net income | 1,564,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,675,000 | USD | evidence → |
| Total capital | 12,637,000 | USD | evidence → |
| Risk-weighted assets | 93,517,000 | USD | evidence → |