Call report 2012Q2
MERCHANTS STATE BANK — 2012Q2
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 137,835,000 | USD | evidence → |
| Total loans | 74,395,000 | USD | evidence → |
| Allowance for loan losses | 1,142,000 | USD | evidence → |
| Securities available for sale | 53,903,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,999,000 | USD | evidence → |
| Interest-bearing deposits | 102,813,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,186,000 | USD | evidence → |
| Equity capital | 12,855,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,269,000 | USD | evidence → |
| Interest expense | 571,000 | USD | evidence → |
| Net interest income | 2,698,000 | USD | evidence → |
| Noninterest income | 98,000 | USD | evidence → |
| Noninterest expense | 1,825,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 876,000 | USD | evidence → |
| Income tax | 43,000 | USD | evidence → |
| Net income | 833,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,244,000 | USD | evidence → |
| Total capital | 12,375,000 | USD | evidence → |
| Risk-weighted assets | 90,493,000 | USD | evidence → |