Call report 2012Q1
MERCHANTS STATE BANK — 2012Q1
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 134,238,000 | USD | evidence → |
| Total loans | 77,879,000 | USD | evidence → |
| Allowance for loan losses | 1,143,000 | USD | evidence → |
| Securities available for sale | 45,888,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 117,405,000 | USD | evidence → |
| Interest-bearing deposits | 102,984,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,421,000 | USD | evidence → |
| Equity capital | 12,442,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,660,000 | USD | evidence → |
| Interest expense | 306,000 | USD | evidence → |
| Net interest income | 1,354,000 | USD | evidence → |
| Noninterest income | 71,000 | USD | evidence → |
| Noninterest expense | 932,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 489,000 | USD | evidence → |
| Income tax | 28,000 | USD | evidence → |
| Net income | 461,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,173,000 | USD | evidence → |
| Total capital | 12,316,000 | USD | evidence → |
| Risk-weighted assets | 93,211,000 | USD | evidence → |