Call report 2008Q4
MERCHANTS STATE BANK — 2008Q4
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 114,733,000 | USD | evidence → |
| Total loans | 86,052,000 | USD | evidence → |
| Allowance for loan losses | 1,066,000 | USD | evidence → |
| Securities available for sale | 21,344,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 96,728,000 | USD | evidence → |
| Interest-bearing deposits | 83,928,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,800,000 | USD | evidence → |
| Equity capital | 8,936,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,426,000 | USD | evidence → |
| Interest expense | 3,254,000 | USD | evidence → |
| Net interest income | 4,172,000 | USD | evidence → |
| Noninterest income | 492,000 | USD | evidence → |
| Noninterest expense | 3,452,000 | USD | evidence → |
| Provision for loan losses | 155,000 | USD | evidence → |
| Pretax income | 525,000 | USD | evidence → |
| Income tax | -55,000 | USD | evidence → |
| Net income | 580,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,909,000 | USD | evidence → |
| Total capital | 9,975,000 | USD | evidence → |
| Risk-weighted assets | 93,251,000 | USD | evidence → |