Call report 2008Q3
MERCHANTS STATE BANK — 2008Q3
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 119,147,000 | USD | evidence → |
| Total loans | 83,063,000 | USD | evidence → |
| Allowance for loan losses | 1,038,000 | USD | evidence → |
| Securities available for sale | 27,927,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 97,462,000 | USD | evidence → |
| Interest-bearing deposits | 86,605,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,857,000 | USD | evidence → |
| Equity capital | 7,938,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,612,000 | USD | evidence → |
| Interest expense | 2,454,000 | USD | evidence → |
| Net interest income | 3,158,000 | USD | evidence → |
| Noninterest income | 378,000 | USD | evidence → |
| Noninterest expense | 2,670,000 | USD | evidence → |
| Provision for loan losses | 127,000 | USD | evidence → |
| Pretax income | 206,000 | USD | evidence → |
| Income tax | 15,000 | USD | evidence → |
| Net income | 191,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,520,000 | USD | evidence → |
| Total capital | 9,558,000 | USD | evidence → |
| Risk-weighted assets | 92,107,000 | USD | evidence → |