Call report 2009Q1
MERCHANTS STATE BANK — 2009Q1
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 114,795,000 | USD | evidence → |
| Total loans | 86,499,000 | USD | evidence → |
| Allowance for loan losses | 1,174,000 | USD | evidence → |
| Securities available for sale | 21,457,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,013,000 | USD | evidence → |
| Interest-bearing deposits | 84,293,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,720,000 | USD | evidence → |
| Equity capital | 8,912,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,708,000 | USD | evidence → |
| Interest expense | 676,000 | USD | evidence → |
| Net interest income | 1,032,000 | USD | evidence → |
| Noninterest income | 140,000 | USD | evidence → |
| Noninterest expense | 831,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 242,000 | USD | evidence → |
| Income tax | 35,000 | USD | evidence → |
| Net income | 207,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,006,000 | USD | evidence → |
| Total capital | 10,177,000 | USD | evidence → |
| Risk-weighted assets | 93,674,000 | USD | evidence → |