Call report 2008Q2
MERCHANTS STATE BANK — 2008Q2
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,044,000 | USD | evidence → |
| Total loans | 80,898,000 | USD | evidence → |
| Allowance for loan losses | 1,010,000 | USD | evidence → |
| Securities available for sale | 30,587,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 98,570,000 | USD | evidence → |
| Interest-bearing deposits | 88,581,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,989,000 | USD | evidence → |
| Equity capital | 8,070,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,760,000 | USD | evidence → |
| Interest expense | 1,641,000 | USD | evidence → |
| Net interest income | 2,119,000 | USD | evidence → |
| Noninterest income | 232,000 | USD | evidence → |
| Noninterest expense | 1,834,000 | USD | evidence → |
| Provision for loan losses | 85,000 | USD | evidence → |
| Pretax income | 435,000 | USD | evidence → |
| Income tax | 24,000 | USD | evidence → |
| Net income | 411,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,723,000 | USD | evidence → |
| Total capital | 9,733,000 | USD | evidence → |
| Risk-weighted assets | 90,365,000 | USD | evidence → |