Call report 2008Q1
MERCHANTS STATE BANK — 2008Q1
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,342,000 | USD | evidence → |
| Total loans | 78,294,000 | USD | evidence → |
| Allowance for loan losses | 1,003,000 | USD | evidence → |
| Securities available for sale | 21,409,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,895,000 | USD | evidence → |
| Interest-bearing deposits | 81,724,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,171,000 | USD | evidence → |
| Equity capital | 8,538,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,887,000 | USD | evidence → |
| Interest expense | 825,000 | USD | evidence → |
| Net interest income | 1,062,000 | USD | evidence → |
| Noninterest income | 108,000 | USD | evidence → |
| Noninterest expense | 942,000 | USD | evidence → |
| Provision for loan losses | 42,000 | USD | evidence → |
| Pretax income | 187,000 | USD | evidence → |
| Income tax | 15,000 | USD | evidence → |
| Net income | 172,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,488,000 | USD | evidence → |
| Total capital | 9,491,000 | USD | evidence → |
| Risk-weighted assets | 86,048,000 | USD | evidence → |