Call report 2007Q4
MERCHANTS STATE BANK — 2007Q4
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,858,000 | USD | evidence → |
| Total loans | 82,042,000 | USD | evidence → |
| Allowance for loan losses | 965,000 | USD | evidence → |
| Securities available for sale | 15,691,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,849,000 | USD | evidence → |
| Interest-bearing deposits | 81,847,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,002,000 | USD | evidence → |
| Equity capital | 8,399,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,765,000 | USD | evidence → |
| Interest expense | 3,465,000 | USD | evidence → |
| Net interest income | 4,300,000 | USD | evidence → |
| Noninterest income | 470,000 | USD | evidence → |
| Noninterest expense | 3,475,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 1,120,000 | USD | evidence → |
| Income tax | 45,000 | USD | evidence → |
| Net income | 1,075,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,454,000 | USD | evidence → |
| Total capital | 9,426,000 | USD | evidence → |
| Risk-weighted assets | 89,459,000 | USD | evidence → |