Call report 2007Q3
MERCHANTS STATE BANK — 2007Q3
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,695,000 | USD | evidence → |
| Total loans | 79,845,000 | USD | evidence → |
| Allowance for loan losses | 970,000 | USD | evidence → |
| Securities available for sale | 15,149,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,801,000 | USD | evidence → |
| Interest-bearing deposits | 77,885,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,916,000 | USD | evidence → |
| Equity capital | 8,055,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,812,000 | USD | evidence → |
| Interest expense | 2,593,000 | USD | evidence → |
| Net interest income | 3,219,000 | USD | evidence → |
| Noninterest income | 348,000 | USD | evidence → |
| Noninterest expense | 2,570,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 866,000 | USD | evidence → |
| Income tax | 35,000 | USD | evidence → |
| Net income | 831,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,210,000 | USD | evidence → |
| Total capital | 9,180,000 | USD | evidence → |
| Risk-weighted assets | 86,527,000 | USD | evidence → |