Call report 2007Q2
MERCHANTS STATE BANK — 2007Q2
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,513,000 | USD | evidence → |
| Total loans | 79,356,000 | USD | evidence → |
| Allowance for loan losses | 949,000 | USD | evidence → |
| Securities available for sale | 15,226,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,712,000 | USD | evidence → |
| Interest-bearing deposits | 77,891,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,821,000 | USD | evidence → |
| Equity capital | 7,849,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,889,000 | USD | evidence → |
| Interest expense | 1,723,000 | USD | evidence → |
| Net interest income | 2,166,000 | USD | evidence → |
| Noninterest income | 229,000 | USD | evidence → |
| Noninterest expense | 1,731,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 578,000 | USD | evidence → |
| Income tax | 24,000 | USD | evidence → |
| Net income | 554,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,193,000 | USD | evidence → |
| Total capital | 9,142,000 | USD | evidence → |
| Risk-weighted assets | 86,015,000 | USD | evidence → |