Call report 2007Q1
MERCHANTS STATE BANK — 2007Q1
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,960,000 | USD | evidence → |
| Total loans | 80,334,000 | USD | evidence → |
| Allowance for loan losses | 1,078,000 | USD | evidence → |
| Securities available for sale | 15,458,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 87,251,000 | USD | evidence → |
| Interest-bearing deposits | 79,333,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,918,000 | USD | evidence → |
| Equity capital | 7,892,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,941,000 | USD | evidence → |
| Interest expense | 846,000 | USD | evidence → |
| Net interest income | 1,095,000 | USD | evidence → |
| Noninterest income | 113,000 | USD | evidence → |
| Noninterest expense | 869,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 296,000 | USD | evidence → |
| Income tax | 9,000 | USD | evidence → |
| Net income | 287,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,025,000 | USD | evidence → |
| Total capital | 9,103,000 | USD | evidence → |
| Risk-weighted assets | 86,551,000 | USD | evidence → |