Call report 2006Q4
MERCHANTS STATE BANK — 2006Q4
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,287,000 | USD | evidence → |
| Total loans | 77,034,000 | USD | evidence → |
| Allowance for loan losses | 1,040,000 | USD | evidence → |
| Securities available for sale | 15,931,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,126,000 | USD | evidence → |
| Interest-bearing deposits | 79,113,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,013,000 | USD | evidence → |
| Equity capital | 7,729,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,093,000 | USD | evidence → |
| Interest expense | 2,924,000 | USD | evidence → |
| Net interest income | 4,169,000 | USD | evidence → |
| Noninterest income | 468,000 | USD | evidence → |
| Noninterest expense | 3,375,000 | USD | evidence → |
| Provision for loan losses | 151,000 | USD | evidence → |
| Pretax income | 1,115,000 | USD | evidence → |
| Income tax | 44,000 | USD | evidence → |
| Net income | 1,071,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,914,000 | USD | evidence → |
| Total capital | 8,954,000 | USD | evidence → |
| Risk-weighted assets | 83,994,000 | USD | evidence → |