Call report 2006Q3
MERCHANTS STATE BANK — 2006Q3
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2006Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 97,929,000 | USD | evidence → |
| Total loans | 76,837,000 | USD | evidence → |
| Allowance for loan losses | 1,016,000 | USD | evidence → |
| Securities available for sale | 12,703,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,597,000 | USD | evidence → |
| Interest-bearing deposits | 76,433,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,164,000 | USD | evidence → |
| Equity capital | 7,499,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,224,000 | USD | evidence → |
| Interest expense | 2,103,000 | USD | evidence → |
| Net interest income | 3,121,000 | USD | evidence → |
| Noninterest income | 355,000 | USD | evidence → |
| Noninterest expense | 2,508,000 | USD | evidence → |
| Provision for loan losses | 113,000 | USD | evidence → |
| Pretax income | 858,000 | USD | evidence → |
| Income tax | 30,000 | USD | evidence → |
| Net income | 828,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,671,000 | USD | evidence → |
| Total capital | 8,687,000 | USD | evidence → |
| Risk-weighted assets | 82,594,000 | USD | evidence → |