Call report 2006Q2
MERCHANTS STATE BANK — 2006Q2
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 98,005,000 | USD | evidence → |
| Total loans | 73,607,000 | USD | evidence → |
| Allowance for loan losses | 974,000 | USD | evidence → |
| Securities available for sale | 11,744,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,319,000 | USD | evidence → |
| Interest-bearing deposits | 77,094,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,225,000 | USD | evidence → |
| Equity capital | 7,131,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,413,000 | USD | evidence → |
| Interest expense | 1,339,000 | USD | evidence → |
| Net interest income | 2,074,000 | USD | evidence → |
| Noninterest income | 228,000 | USD | evidence → |
| Noninterest expense | 1,717,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 512,000 | USD | evidence → |
| Income tax | 18,000 | USD | evidence → |
| Net income | 494,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,597,000 | USD | evidence → |
| Total capital | 8,571,000 | USD | evidence → |
| Risk-weighted assets | 79,920,000 | USD | evidence → |