Call report 2005Q3
MERCHANTS STATE BANK — 2005Q3
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 84,635,000 | USD | evidence → |
| Total loans | 66,427,000 | USD | evidence → |
| Allowance for loan losses | 1,045,000 | USD | evidence → |
| Securities available for sale | 11,138,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 70,715,000 | USD | evidence → |
| Interest-bearing deposits | 64,009,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,706,000 | USD | evidence → |
| Equity capital | 7,326,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,411,000 | USD | evidence → |
| Interest expense | 1,280,000 | USD | evidence → |
| Net interest income | 3,131,000 | USD | evidence → |
| Noninterest income | 318,000 | USD | evidence → |
| Noninterest expense | 2,454,000 | USD | evidence → |
| Provision for loan losses | 126,000 | USD | evidence → |
| Pretax income | 854,000 | USD | evidence → |
| Income tax | 697,000 | USD | evidence → |
| Net income | 157,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,401,000 | USD | evidence → |
| Total capital | 8,296,000 | USD | evidence → |
| Risk-weighted assets | 71,455,000 | USD | evidence → |