Call report 2005Q2
MERCHANTS STATE BANK — 2005Q2
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 87,464,000 | USD | evidence → |
| Total loans | 66,986,000 | USD | evidence → |
| Allowance for loan losses | 1,082,000 | USD | evidence → |
| Securities available for sale | 13,136,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,869,000 | USD | evidence → |
| Interest-bearing deposits | 67,061,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,808,000 | USD | evidence → |
| Equity capital | 7,424,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,903,000 | USD | evidence → |
| Interest expense | 818,000 | USD | evidence → |
| Net interest income | 2,085,000 | USD | evidence → |
| Noninterest income | 215,000 | USD | evidence → |
| Noninterest expense | 1,634,000 | USD | evidence → |
| Provision for loan losses | 84,000 | USD | evidence → |
| Pretax income | 585,000 | USD | evidence → |
| Income tax | 685,000 | USD | evidence → |
| Net income | -100,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,424,000 | USD | evidence → |
| Total capital | 8,423,000 | USD | evidence → |
| Risk-weighted assets | 79,828,000 | USD | evidence → |