Call report 2005Q4
MERCHANTS STATE BANK — 2005Q4
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,554,000 | USD | evidence → |
| Total loans | 67,936,000 | USD | evidence → |
| Allowance for loan losses | 1,064,000 | USD | evidence → |
| Securities available for sale | 12,706,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,732,000 | USD | evidence → |
| Interest-bearing deposits | 64,957,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,775,000 | USD | evidence → |
| Equity capital | 7,532,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,931,000 | USD | evidence → |
| Interest expense | 1,775,000 | USD | evidence → |
| Net interest income | 4,156,000 | USD | evidence → |
| Noninterest income | 413,000 | USD | evidence → |
| Noninterest expense | 3,229,000 | USD | evidence → |
| Provision for loan losses | 168,000 | USD | evidence → |
| Pretax income | 1,158,000 | USD | evidence → |
| Income tax | 686,000 | USD | evidence → |
| Net income | 472,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,712,000 | USD | evidence → |
| Total capital | 8,634,000 | USD | evidence → |
| Risk-weighted assets | 73,592,000 | USD | evidence → |