Call report 2005Q1
MERCHANTS STATE BANK — 2005Q1
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,063,000 | USD | evidence → |
| Total loans | 69,149,000 | USD | evidence → |
| Allowance for loan losses | 1,089,000 | USD | evidence → |
| Securities available for sale | 13,210,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 75,612,000 | USD | evidence → |
| Interest-bearing deposits | 68,408,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,204,000 | USD | evidence → |
| Equity capital | 6,810,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,435,000 | USD | evidence → |
| Interest expense | 381,000 | USD | evidence → |
| Net interest income | 1,054,000 | USD | evidence → |
| Noninterest income | 66,000 | USD | evidence → |
| Noninterest expense | 889,000 | USD | evidence → |
| Provision for loan losses | 42,000 | USD | evidence → |
| Pretax income | 190,000 | USD | evidence → |
| Income tax | 671,000 | USD | evidence → |
| Net income | -481,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,020,000 | USD | evidence → |
| Total capital | 7,947,000 | USD | evidence → |
| Risk-weighted assets | 74,004,000 | USD | evidence → |