Call report 2004Q4
MERCHANTS STATE BANK — 2004Q4
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,117,000 | USD | evidence → |
| Total loans | 67,492,000 | USD | evidence → |
| Allowance for loan losses | 1,335,000 | USD | evidence → |
| Securities available for sale | 13,190,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 77,129,000 | USD | evidence → |
| Interest-bearing deposits | 68,915,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,214,000 | USD | evidence → |
| Equity capital | 7,631,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,580,000 | USD | evidence → |
| Interest expense | 1,505,000 | USD | evidence → |
| Net interest income | 4,075,000 | USD | evidence → |
| Noninterest income | 426,000 | USD | evidence → |
| Noninterest expense | 2,970,000 | USD | evidence → |
| Provision for loan losses | 216,000 | USD | evidence → |
| Pretax income | 1,322,000 | USD | evidence → |
| Income tax | 391,000 | USD | evidence → |
| Net income | 931,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,626,000 | USD | evidence → |
| Total capital | 8,541,000 | USD | evidence → |
| Risk-weighted assets | 72,817,000 | USD | evidence → |