Call report 2003Q1
MERCHANTS STATE BANK — 2003Q1
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 87,513,000 | USD | evidence → |
| Total loans | 67,208,000 | USD | evidence → |
| Allowance for loan losses | 1,338,000 | USD | evidence → |
| Securities available for sale | 9,526,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,664,000 | USD | evidence → |
| Interest-bearing deposits | 70,367,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,297,000 | USD | evidence → |
| Equity capital | 6,433,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,390,000 | USD | evidence → |
| Interest expense | 572,000 | USD | evidence → |
| Net interest income | 818,000 | USD | evidence → |
| Noninterest income | 104,000 | USD | evidence → |
| Noninterest expense | 733,000 | USD | evidence → |
| Provision for loan losses | 70,000 | USD | evidence → |
| Pretax income | 119,000 | USD | evidence → |
| Income tax | 38,000 | USD | evidence → |
| Net income | 81,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,310,000 | USD | evidence → |
| Total capital | 7,226,000 | USD | evidence → |
| Risk-weighted assets | 72,885,000 | USD | evidence → |