Call report 2002Q4
MERCHANTS STATE BANK — 2002Q4
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 86,556,000 | USD | evidence → |
| Total loans | 67,361,000 | USD | evidence → |
| Allowance for loan losses | 1,805,000 | USD | evidence → |
| Securities available for sale | 7,855,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 75,681,000 | USD | evidence → |
| Interest-bearing deposits | 69,968,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,713,000 | USD | evidence → |
| Equity capital | 6,487,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,020,000 | USD | evidence → |
| Interest expense | 2,874,000 | USD | evidence → |
| Net interest income | 3,146,000 | USD | evidence → |
| Noninterest income | 460,000 | USD | evidence → |
| Noninterest expense | 2,631,000 | USD | evidence → |
| Provision for loan losses | 1,207,000 | USD | evidence → |
| Pretax income | -226,000 | USD | evidence → |
| Income tax | -172,000 | USD | evidence → |
| Net income | -54,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,329,000 | USD | evidence → |
| Total capital | 7,249,000 | USD | evidence → |
| Risk-weighted assets | 72,735,000 | USD | evidence → |