Call report 2003Q2
MERCHANTS STATE BANK — 2003Q2
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,450,000 | USD | evidence → |
| Total loans | 65,759,000 | USD | evidence → |
| Allowance for loan losses | 1,346,000 | USD | evidence → |
| Securities available for sale | 12,409,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 77,350,000 | USD | evidence → |
| Interest-bearing deposits | 71,321,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,029,000 | USD | evidence → |
| Equity capital | 6,629,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,830,000 | USD | evidence → |
| Interest expense | 1,108,000 | USD | evidence → |
| Net interest income | 1,722,000 | USD | evidence → |
| Noninterest income | 198,000 | USD | evidence → |
| Noninterest expense | 1,430,000 | USD | evidence → |
| Provision for loan losses | 139,000 | USD | evidence → |
| Pretax income | 366,000 | USD | evidence → |
| Income tax | 86,000 | USD | evidence → |
| Net income | 280,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,510,000 | USD | evidence → |
| Total capital | 7,407,000 | USD | evidence → |
| Risk-weighted assets | 71,304,000 | USD | evidence → |