Call report 2002Q3
MERCHANTS STATE BANK — 2002Q3
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,549,000 | USD | evidence → |
| Total loans | 72,809,000 | USD | evidence → |
| Allowance for loan losses | 1,128,000 | USD | evidence → |
| Securities available for sale | 9,564,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,454,000 | USD | evidence → |
| Interest-bearing deposits | 67,657,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,797,000 | USD | evidence → |
| Equity capital | 6,792,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,555,000 | USD | evidence → |
| Interest expense | 2,206,000 | USD | evidence → |
| Net interest income | 2,349,000 | USD | evidence → |
| Noninterest income | 387,000 | USD | evidence → |
| Noninterest expense | 2,031,000 | USD | evidence → |
| Provision for loan losses | 449,000 | USD | evidence → |
| Pretax income | 262,000 | USD | evidence → |
| Income tax | 64,000 | USD | evidence → |
| Net income | 198,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,581,000 | USD | evidence → |
| Total capital | 7,555,000 | USD | evidence → |
| Risk-weighted assets | 77,754,000 | USD | evidence → |