Call report 2004Q1
BEDFORD LOAN & DEPOSIT BANK — 2004Q1
The 22 measures BEDFORD LOAN & DEPOSIT BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 65,854,000 | USD | evidence → |
| Total loans | 40,496,000 | USD | evidence → |
| Allowance for loan losses | 492,000 | USD | evidence → |
| Securities available for sale | 16,148,000 | USD | evidence → |
| Securities held to maturity | 2,639,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 55,654,000 | USD | evidence → |
| Interest-bearing deposits | 47,851,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,803,000 | USD | evidence → |
| Equity capital | 7,834,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 874,000 | USD | evidence → |
| Interest expense | 286,000 | USD | evidence → |
| Net interest income | 588,000 | USD | evidence → |
| Noninterest income | 161,000 | USD | evidence → |
| Noninterest expense | 610,000 | USD | evidence → |
| Provision for loan losses | 33,000 | USD | evidence → |
| Pretax income | 106,000 | USD | evidence → |
| Income tax | 24,000 | USD | evidence → |
| Net income | 82,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,679,000 | USD | evidence → |
| Total capital | 8,120,000 | USD | evidence → |
| Risk-weighted assets | 35,254,000 | USD | evidence → |