Call report 2003Q4
BEDFORD LOAN & DEPOSIT BANK — 2003Q4
The 22 measures BEDFORD LOAN & DEPOSIT BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 65,201,000 | USD | evidence → |
| Total loans | 39,816,000 | USD | evidence → |
| Allowance for loan losses | 459,000 | USD | evidence → |
| Securities available for sale | 12,457,000 | USD | evidence → |
| Securities held to maturity | 2,639,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 55,084,000 | USD | evidence → |
| Interest-bearing deposits | 47,016,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,068,000 | USD | evidence → |
| Equity capital | 7,707,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,519,000 | USD | evidence → |
| Interest expense | 1,279,000 | USD | evidence → |
| Net interest income | 2,240,000 | USD | evidence → |
| Noninterest income | 679,000 | USD | evidence → |
| Noninterest expense | 2,390,000 | USD | evidence → |
| Provision for loan losses | 78,000 | USD | evidence → |
| Pretax income | 451,000 | USD | evidence → |
| Income tax | 96,000 | USD | evidence → |
| Net income | 355,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,597,000 | USD | evidence → |
| Total capital | 8,035,000 | USD | evidence → |
| Risk-weighted assets | 35,039,000 | USD | evidence → |