Call report 2004Q2
BEDFORD LOAN & DEPOSIT BANK — 2004Q2
The 22 measures BEDFORD LOAN & DEPOSIT BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 65,113,000 | USD | evidence → |
| Total loans | 41,653,000 | USD | evidence → |
| Allowance for loan losses | 488,000 | USD | evidence → |
| Securities available for sale | 13,845,000 | USD | evidence → |
| Securities held to maturity | 2,139,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 55,181,000 | USD | evidence → |
| Interest-bearing deposits | 46,798,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,383,000 | USD | evidence → |
| Equity capital | 7,674,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,746,000 | USD | evidence → |
| Interest expense | 561,000 | USD | evidence → |
| Net interest income | 1,185,000 | USD | evidence → |
| Noninterest income | 350,000 | USD | evidence → |
| Noninterest expense | 1,243,000 | USD | evidence → |
| Provision for loan losses | 78,000 | USD | evidence → |
| Pretax income | 214,000 | USD | evidence → |
| Income tax | 47,000 | USD | evidence → |
| Net income | 167,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,699,000 | USD | evidence → |
| Total capital | 8,154,000 | USD | evidence → |
| Risk-weighted assets | 36,380,000 | USD | evidence → |