Call report 2003Q1
FREDONIA VALLEY BANK — 2003Q1
The 22 measures FREDONIA VALLEY BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 69,998,000 | USD | evidence → |
| Total loans | 32,329,000 | USD | evidence → |
| Allowance for loan losses | 447,000 | USD | evidence → |
| Securities available for sale | 16,065,000 | USD | evidence → |
| Securities held to maturity | 8,322,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 49,247,000 | USD | evidence → |
| Interest-bearing deposits | 42,023,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,224,000 | USD | evidence → |
| Equity capital | 6,098,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 889,000 | USD | evidence → |
| Interest expense | 427,000 | USD | evidence → |
| Net interest income | 462,000 | USD | evidence → |
| Noninterest income | 48,000 | USD | evidence → |
| Noninterest expense | 304,000 | USD | evidence → |
| Provision for loan losses | 31,000 | USD | evidence → |
| Pretax income | 190,000 | USD | evidence → |
| Income tax | 8,000 | USD | evidence → |
| Net income | 182,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,951,000 | USD | evidence → |
| Total capital | 6,397,000 | USD | evidence → |
| Risk-weighted assets | 44,910,000 | USD | evidence → |