Call report 2003Q2
FREDONIA VALLEY BANK — 2003Q2
The 22 measures FREDONIA VALLEY BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 72,878,000 | USD | evidence → |
| Total loans | 34,015,000 | USD | evidence → |
| Allowance for loan losses | 455,000 | USD | evidence → |
| Securities available for sale | 15,810,000 | USD | evidence → |
| Securities held to maturity | 8,134,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 50,653,000 | USD | evidence → |
| Interest-bearing deposits | 43,342,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,311,000 | USD | evidence → |
| Equity capital | 6,554,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,787,000 | USD | evidence → |
| Interest expense | 830,000 | USD | evidence → |
| Net interest income | 957,000 | USD | evidence → |
| Noninterest income | 94,000 | USD | evidence → |
| Noninterest expense | 607,000 | USD | evidence → |
| Provision for loan losses | 63,000 | USD | evidence → |
| Pretax income | 405,000 | USD | evidence → |
| Income tax | 29,000 | USD | evidence → |
| Net income | 376,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,123,000 | USD | evidence → |
| Total capital | 6,578,000 | USD | evidence → |
| Risk-weighted assets | 46,972,000 | USD | evidence → |