Call report 2002Q4
FREDONIA VALLEY BANK — 2002Q4
The 22 measures FREDONIA VALLEY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 65,643,000 | USD | evidence → |
| Total loans | 31,598,000 | USD | evidence → |
| Allowance for loan losses | 409,000 | USD | evidence → |
| Securities available for sale | 15,616,000 | USD | evidence → |
| Securities held to maturity | 8,601,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 47,423,000 | USD | evidence → |
| Interest-bearing deposits | 40,723,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,700,000 | USD | evidence → |
| Equity capital | 5,952,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,523,000 | USD | evidence → |
| Interest expense | 1,768,000 | USD | evidence → |
| Net interest income | 1,755,000 | USD | evidence → |
| Noninterest income | 180,000 | USD | evidence → |
| Noninterest expense | 1,310,000 | USD | evidence → |
| Provision for loan losses | 171,000 | USD | evidence → |
| Pretax income | 466,000 | USD | evidence → |
| Income tax | 9,000 | USD | evidence → |
| Net income | 457,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,764,000 | USD | evidence → |
| Total capital | 6,173,000 | USD | evidence → |
| Risk-weighted assets | 43,252,000 | USD | evidence → |