Call report 2009Q3
BAY BANK & TRUST CO. — 2009Q3
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 241,999,000 | USD | evidence → |
| Total loans | 132,872,000 | USD | evidence → |
| Allowance for loan losses | 2,477,000 | USD | evidence → |
| Securities available for sale | 21,712,000 | USD | evidence → |
| Securities held to maturity | 6,623,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 209,619,000 | USD | evidence → |
| Interest-bearing deposits | 152,887,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,732,000 | USD | evidence → |
| Equity capital | 30,329,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,673,000 | USD | evidence → |
| Interest expense | 1,496,000 | USD | evidence → |
| Net interest income | 5,177,000 | USD | evidence → |
| Noninterest income | 1,175,000 | USD | evidence → |
| Noninterest expense | 6,030,000 | USD | evidence → |
| Provision for loan losses | 1,165,000 | USD | evidence → |
| Pretax income | -843,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -843,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,171,000 | USD | evidence → |
| Total capital | 31,912,000 | USD | evidence → |
| Risk-weighted assets | 138,557,000 | USD | evidence → |