Call report 2009Q4
BAY BANK & TRUST CO. — 2009Q4
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 236,174,000 | USD | evidence → |
| Total loans | 131,510,000 | USD | evidence → |
| Allowance for loan losses | 3,050,000 | USD | evidence → |
| Securities available for sale | 23,398,000 | USD | evidence → |
| Securities held to maturity | 6,523,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 206,416,000 | USD | evidence → |
| Interest-bearing deposits | 150,454,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,962,000 | USD | evidence → |
| Equity capital | 29,174,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,832,000 | USD | evidence → |
| Interest expense | 1,879,000 | USD | evidence → |
| Net interest income | 6,953,000 | USD | evidence → |
| Noninterest income | 1,574,000 | USD | evidence → |
| Noninterest expense | 8,021,000 | USD | evidence → |
| Provision for loan losses | 2,441,000 | USD | evidence → |
| Pretax income | -1,935,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,935,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,078,000 | USD | evidence → |
| Total capital | 30,805,000 | USD | evidence → |
| Risk-weighted assets | 136,865,000 | USD | evidence → |