Call report 2009Q2
BAY BANK & TRUST CO. — 2009Q2
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 247,440,000 | USD | evidence → |
| Total loans | 134,644,000 | USD | evidence → |
| Allowance for loan losses | 2,329,000 | USD | evidence → |
| Securities available for sale | 17,083,000 | USD | evidence → |
| Securities held to maturity | 1,514,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 215,140,000 | USD | evidence → |
| Interest-bearing deposits | 154,753,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,387,000 | USD | evidence → |
| Equity capital | 30,429,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,485,000 | USD | evidence → |
| Interest expense | 1,038,000 | USD | evidence → |
| Net interest income | 3,447,000 | USD | evidence → |
| Noninterest income | 755,000 | USD | evidence → |
| Noninterest expense | 4,033,000 | USD | evidence → |
| Provision for loan losses | 890,000 | USD | evidence → |
| Pretax income | -721,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -721,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,293,000 | USD | evidence → |
| Total capital | 32,093,000 | USD | evidence → |
| Risk-weighted assets | 143,498,000 | USD | evidence → |