Call report 2009Q1
BAY BANK & TRUST CO. — 2009Q1
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 254,474,000 | USD | evidence → |
| Total loans | 138,204,000 | USD | evidence → |
| Allowance for loan losses | 1,988,000 | USD | evidence → |
| Securities available for sale | 19,790,000 | USD | evidence → |
| Securities held to maturity | 1,729,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 222,026,000 | USD | evidence → |
| Interest-bearing deposits | 163,144,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,882,000 | USD | evidence → |
| Equity capital | 30,898,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,246,000 | USD | evidence → |
| Interest expense | 551,000 | USD | evidence → |
| Net interest income | 1,695,000 | USD | evidence → |
| Noninterest income | 350,000 | USD | evidence → |
| Noninterest expense | 1,967,000 | USD | evidence → |
| Provision for loan losses | 415,000 | USD | evidence → |
| Pretax income | -337,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -337,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,677,000 | USD | evidence → |
| Total capital | 32,488,000 | USD | evidence → |
| Risk-weighted assets | 144,721,000 | USD | evidence → |