Call report 2008Q4
BAY BANK & TRUST CO. — 2008Q4
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 239,634,000 | USD | evidence → |
| Total loans | 143,762,000 | USD | evidence → |
| Allowance for loan losses | 2,201,000 | USD | evidence → |
| Securities available for sale | 18,459,000 | USD | evidence → |
| Securities held to maturity | 1,821,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 206,373,000 | USD | evidence → |
| Interest-bearing deposits | 168,405,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,968,000 | USD | evidence → |
| Equity capital | 31,277,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,097,000 | USD | evidence → |
| Interest expense | 3,761,000 | USD | evidence → |
| Net interest income | 8,336,000 | USD | evidence → |
| Noninterest income | 1,503,000 | USD | evidence → |
| Noninterest expense | 8,120,000 | USD | evidence → |
| Provision for loan losses | 950,000 | USD | evidence → |
| Pretax income | 769,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 769,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,014,000 | USD | evidence → |
| Total capital | 32,921,000 | USD | evidence → |
| Risk-weighted assets | 152,268,000 | USD | evidence → |