Call report 2008Q3
BAY BANK & TRUST CO. — 2008Q3
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 241,567,000 | USD | evidence → |
| Total loans | 145,257,000 | USD | evidence → |
| Allowance for loan losses | 2,218,000 | USD | evidence → |
| Securities available for sale | 14,810,000 | USD | evidence → |
| Securities held to maturity | 1,945,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 208,209,000 | USD | evidence → |
| Interest-bearing deposits | 166,143,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,066,000 | USD | evidence → |
| Equity capital | 30,907,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,582,000 | USD | evidence → |
| Interest expense | 3,080,000 | USD | evidence → |
| Net interest income | 6,502,000 | USD | evidence → |
| Noninterest income | 1,143,000 | USD | evidence → |
| Noninterest expense | 6,259,000 | USD | evidence → |
| Provision for loan losses | 750,000 | USD | evidence → |
| Pretax income | 636,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 636,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,881,000 | USD | evidence → |
| Total capital | 32,803,000 | USD | evidence → |
| Risk-weighted assets | 153,405,000 | USD | evidence → |